Commercial General Liability & Errors and Omissions
We've Got You Covered.
The Canadian Association for Integrative Nutrition and the Canadian Health Coach Alliance are now able to provide our members with comprehensive insurance coverage. The policy includes both Commercial General Liability (CGL) AND Mandatory Errors and Omissions Insurance (E&O). They also have a great team that is available to address any of your questions and concerns.
Why choose this plan? This plan was created specifically for Holistic Nutritionists, Health Coaches and Wellness Professionals to address the needs of their operations.
Mandatory Professional Liability / Errors & Omissions Coverage Limits:
$1,000,000 limit @ $215 annual premium; or
$2,000,000 limit @ $285 annual premium;;
Policy Enhancements including extensions for::
Third Party Cyber Security & Privacy Liability;
Intellectual Property Infringement;
Patient Therapy & Counselling;
Penal Defence Reimbursement;
Unlimited Telephone Legal Advice (through DAS)
Professional Liability/Errors & Omissions insurance provides protection for any loss sustained because of the rendering or failure to render professional services.
You can choose your coverage amount, however E&O coverage is mandatory for all professional members and student members in the working portion of their education training.
Optional Commercial General Liability Coverage Limits:
$1,000,000 limit @ $125 annual premium; or
$2,000,000 limit @ $175 annual premium; or
$3,000,000 limit @ $230 annual premium; or
$5,000,000 limit @ $280 annual premium.
Commercial General Liability provides coverage for bodily injury or property damage to a third party. This coverage will not include coverage for any professional services and is not available, to a professional, without the purchase of Professional Liability/Errors & Omissions.
Should you require a more specialized coverage plan, our insurance team will work with you to get the best possible coverage at special membership rates.
Terms: The policy period is one year.
You must be a member of Canadian Association for Integrative Nutrition to be eligible for group discounted rates. Proof of membership is required.
This coverage and pricing assumes an income of $150,000 and under with no previous CGO or E&O claims. Pricing is subject to change based on different parameters.
Please note that the C.A.I.N. has the authority to suspend members who do not carry liability insurance while practicing or who do not provide proof of their liability insurance coverage when asked to do so.